SHORT-TERM TRAVEL MEDICAL PLANS
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Patriot Travel Medical Insurance®
The two Patriot® travel plans offer a complete package of international benefits available 24 hours a day. Patriot International® provides up to US$2,000,000 of medical coverage for U.S citizens traveling outside the U.S with coverage for brief returns to the U.S, while Patriot America® provides up to US$1,000,000 of medical coverage for non-U.S citizens traveling outside their home country. Both plans are available for minimum of five days up to a maximum of two years.
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Patriot Platinum Travel Medical InsuranceSM
Patriot Platinum provides first-class protection for the discerning international travelers and their families who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the Patriot Travel plan by providing up to US$8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM . There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.
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Patriot Group Travel Medical Insurance®
Patriot Group Travel Medical Insurance provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment form. There are two Patriot Group Travel plans that provide up to US$2,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation. Coverage can be obtained from a minimum of five days up to a maximum of two years.
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Patriot Executive®
Patriot Executive is designed for the executive that takes multiple trips throughout the year outside his or her home country. The plan provides coverage up to 45 days in length for each trip. It offers the ease and convenience of purchasing a single annual plan at an affordable premium. Patriot Executive International provides coverage for U.S. executives traveling outside the U.S. and Patriot Executive America provides coverage for non-U.S. executives traveling outside their home country.
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Patriot AdventureSMSM
lPatriot Adventure is designed for the adventurous international traveler who intends to participate in the thrill of adventure sports and realizes that their current medical plan does not cover certain hazardous sports and activities. From skydiving to whitewater rafting, Patriot Adventure provides up to US$50,000 of coverage and is available to those under the age of 50.
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Patriot Exchange ProgramSM
Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available with a lifetime maximum coverage of US$5,000,000. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements. Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S. citizens worldwide except in their home country and Europe to Europe. Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of four years.
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Patriot Group Exchange ProgramSM
Patriot Group Exchange offers the same great benefits, options and renewability as the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term plans, a Long-Term plan is available. Lifetime maximum if US$5,000,000 per person. The plan is available to groups of two or more students or participants of cultural exchange programs, offers a 10% discount from Patriot Exchange Program and has one easy-to-use enrollment form.
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Sky RescueSM
Sky Rescue is designed for those travelers who need to fill the gaps in the international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and emergency assistance services that are not covered under most domestic or national plans. Coverage is available for individuals under the age of 65 traveling outside their home country. It can be purchased in three, six or 12 months increments and can be rewritten for succeeding or subsequent periods.
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LONG-TERM GLOBAL HEALTH INSURANCE PLANS
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Global Medical Insurance®
Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world, including Vietnamese citizens. It provides two coverage areas: Worldwide and Worldwide excluding USA and Canada. There are four plan options available: Silver - which provides US$5,000,000 of scheduled coverage for the budget conscious consumer; Gold and Gold Plus - which provides US$5,000,000 of comprehensive coverage and helps reduce out-of-pocket expenses; and Platinum - for the global consumer who desires the superior benefits package of US$8,000,000 of coverage and includes medical, dental, vision and exclusive access to our Global Concierge and Assistance ServicesSM. The four GMI plans also include two optional insurance riders: term-life and daily indemnity.
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Student Health Advantage
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Student Health Advantage is designed for individuals or groups of two or more students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. The lifetime maximum coverage per student is US$500,000. This plan meets student visa requirements, includes benefits for maternity after 10 months, mental health, organized sports and international emergency care. It also provides coverage for pre-existing conditions after 12 months of coverage.
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TRIP CANCELLATION PROGRAMS
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Patriot T.R.I.P.
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Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and much more.
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Patriot T.R.I.P. Elite
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To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. The program has increased benefit amounts for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.
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Patriot Student
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T.R.I.P.
A cost-conscious travel insurance program designed to provide coverage to U.S. students or groups. This program provides coverage for trip cancellation, interruption or delay; lost, stolen or delayed baggage; and emergency medical and emergency evacuation.
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Patriot T.R.I.P. “Lite”
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Coverage for trip cancellation, travel delays, and baggage delays. Program only available with Patriot Travel Medical Insurance or Global Medical Insurance.
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GEO
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Group – The Global Employer’s Option
GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world including Vietnamese citizens. GEO Group assists employers to carve out their international employees to provide U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for employees and their families. Lifetime maximum per employee: from US$50,000 to US$ 8,000,000. Coverage area can be (i) worldwide, (ii) worldwide excluding USA & Canada, (iii) a region, for example, South-East Asia only, or (iv) a country, for example, Vietnam only.
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