| |
International Medical Group®, Inc. (“IMG®”)
is your complete source for international medical
coverage: Travel Insurance, Expatriate Insurance,
International Employee Benefits, Missionary Insurance,
and Marine Insurance.
Strength
IMG is a worldwide leader in designing, distributing
and administering global health care benefits. Since
1990, we have built a solid reputation by providing
medical security to hundreds of thousands of individuals
and families in more than 150 countries.
IMG presents a unique, full-service approach to
the international community. Our clients include
international vacationers, business executives and
consultants, missionary groups, expatriates, professional
entertainers and athletes, government entities,
school and universities, professional marine captains
and crew, and local and third country nationals.
Our complete portfolio of products allows our clients
access to worldwide quality health care and IMG’s
superior customer service.
Because
we focus exclusively on the international market,
we have the ability to offer unique services that
many domestic plans cannot provide. Our staff includes:
-
claim administrators who process tens of thousands
of claims each year from all over the world,
handling virtually every language and currency;
-
multilingual
customer service representatives who ease the
burden of communicating in a second language;
and
-
on-site
medical advisors who are available 24 hours
a day, seven days a week for emergencies, medical
evacuations and precertification.
To ensure that we are available when and where needed,
IMG also maintains a European service and assistance
center, IMG Europe Ltd. Our offices (and each department
within them) work together to assist our clients
with problem-free, worry-free medical insurance
coverage. Worldwide coverage, multilingual capabilities,
international claim specialists and access to IMG
from anywhere at anytime – all designed to
give you true Coverage without Boundaries® and
the confidence you deserve when choosing an international
insurance administrator.
Security
|
While
IMG provides plan administrator expertise,
our globally recognized underwriter, Sirius
International Insurance Corporation (publ),
offers the financial security and reputation
demanded by international consumers. Rated
A (excellent) by A.M. Best and A- by Standard
& Poor’s*, Sirius International
shares IMG’s vision of the international
marketplace and offers the stability of
a well-established insurance company. Sirius
International is a White Mountains Re company.
Together with Sirius International, IMG
is growing year by year, expanding globally,
building upon its solid reputation, and
remaining stable yet never standing still.
These characteristics make us the team to
choose for Global Peace of Mind®.
*Source: A.M. Best affirmed their rating
in a press release dated September 1, 2006;
Standard & Poor’s affirmed their
rating in a press release dated July 4,
2006. Ratings are accurate as of the date
of printing and are subject to change.
|
 |
|
Service
MyIMGSM
As more people travel around the world, keeping
the lines of communication open is exceedingly important.
Understanding your needs and realizing this importance,
we provide you with the essential element to satisfy
your search for smooth communication.
As
an IMG insured, you have the ability to access the
information you need to manage your account online
24 hours a day, seven days a week from anywhere
in the world with MyIMGSM. Some features of this
cutting-edge tool include:
- Claim status check
- Read announcements
- Initiate precertification
- Obtain certificate documents
- Get explanation of benefits
- Request ID cards
- Search for physicians within the First Health
Network (PPO)and through the International Provider
AccessSM (IPA)
AKESO
Care Management® (ACM®)
|
|
Akeso
Case Management is a URAC accredited health
care management company that has been specializing
in the complete spectrum of International
Medical management Services since 1996. ACM
offers a unique blend of service components
and expertise in medical management. Rather
than works with a third party vendor in dealing
with Emergency Evacuation, Precertification,
Disease Management, Medical Claim Auditing,
Claim Rate Negotiations, and Large Case Management,
you will work directly with IMG’s wholly
owned subsidiary, ACM, and receive the security
you need, along with peace of mind. |
 |
|
|
Preferred
Provider Organization (PPO)
The independent Preferred Provider Organization (PPO) is a separately organized network of approximately
500,000 physicians and 4,700 privately owned and
operated hospitals contracted by IMG.* This PPO
network includes approximately 67% of all the hospitals
in the U.S. including some of the most well-recognized
university medical centers and transplant facilities.
Using
this provider network could significantly reduce
your out-of-pocket expenses. Your deductible
will be reduced by 50%, and any coinsurance applicable
to that charge is waived, when eligible treatment
is received from a network provider. When
a U.S. hospital outside the network is used, a co-payment
of $250 is required in addition to the regular deductible
and coinsurance. This co-payment is waived, however,
if there is not a network provider within 50 miles
of the location of treatment.
You
may access the PPO directory by requesting that
a copy be sent to you or click here to visit IMG
website. Network providers are listed by location
and specialty.
*All PPO providers are contracted separately through
First Health Group Corp.
International
Provider AccessSM (IPA)
As
another example of our commitment to assigning you
and assuring you Global Peace of Mind®, IMG
provides an online International Provider Access
database of over 8,600 facilities that can be used
to locate health care providers outside the U.S.
as needed. You may search by facility, physician,
specialty, dentist or location. The database can
easily be found at IMG website by clicking here.
(Note: Use of this service is subject to the
terms and conditions specified online. The terms
must be agreed to prior to using the service.) |
